Cards and money managment software that helps you spend smarter.

Experience banking that actually helps you achieve your goals—and it starts by going digital and leaving the old way behind.

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Deposit accounts built for you and your team.

Hassle-free deposit accounts that lives on your phone or computer. We’ve put powerful banking features at your fingertips.

Team Banking ™

Build a team with your business, family, relatives or just a group of friends and manage finances all from one place.

Industry-Leading Card Controls

Issue physical and virtual cards for yourself, partner, or even kids and set recurring limits, block merchants, and set approvals for purchases.

Proactive Spending

Control spend before it happens with pre-approved daily, monthly, and one-time limits that eliminate out-of-budget spending for you and your team.

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Keep more of your money by getting rid of interest.

Capture an average of 14% or more of your total income that is typically spent on interest payments (per year) by leveraging artificial intellence (AI) to plan purchases.

Smart Savings

Use our artificial intelligence assistant to auto-allocate money into your savings bucket so you can achieve your purchase goals faster and interest-free.

Custom Rules

Monitor the progress of your purchase goals and manually adjust allocations based on changes in your life that may speed up or slow down timelines or new priorities.

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Everything you need in one place.

Issue debit cards and dynamically control spend limits

Monitor all your cards’ activities from one dashboard

Manage money with no fees and no minimums

Access over 55,000 fee-free Allpoint ATMs

Pay with free ACH bank transfers and wires

Deposit checks right from your phone

Instant support from a real person!

Talk to a customer support team member who can answer any of your banking, investment and home purchasing questions.

Chat

Talk to support through our website or app.

Phone

Call us with any question during business hours.

Email

Get fast responses via email from a real human.